CrediSure Financial Technologies, a Nigerian fintech startup, is preparing to launch its innovative credit scoring and digital lending platforms designed to improve access to credit for underbanked individuals and small businesses across the country.
In an exclusive interview with Vanguard, Ayodeji Oluyemi, Co-founder of CrediSure, revealed that the company is set to roll out three key products: CrediSure Lite, CrediSure Business, and the CrediSure SaaS Lender Dashboard. These tools aim to help lenders make smarter, data-driven decisions by leveraging alternative credit scoring models tailored to Nigeria’s financial landscape.
Oluyemi confirmed that the platform is 90 percent complete and will soon be available on both the web and Google Playstore. “We are building more than just a credit scoring tool,” he said. “We’re creating a bridge of trust powered by real-time financial data. Millions of Nigerians are creditworthy but remain invisible to banks because they operate informally. We are here to change that.”
CrediSure Lite targets adults aged 18 and above, offering personal credit profiling, while CrediSure Business provides SMEs with comprehensive credit profiles using tax and business registration details. The SaaS Lender Dashboard allows financial institutions to display loan products, assess applicants through advanced analytics, and track repayments via open banking integrations.
With formal credit penetration still low among Nigeria’s adult population, Oluyemi explained that the idea behind CrediSure stemmed from the systemic exclusion of gig workers and small and medium enterprises from traditional credit systems. He emphasized the company’s mission to bring inclusive lending to the forefront. “We want to empower both borrowers and lenders with transparent risk profiles and a fair debt recovery system,” he added.
On the issue of user privacy and data security, Oluyemi assured that all data collection within the app is consent-based and that users retain full control over their information. The platform uses end-to-end encryption, secure cloud infrastructure, and complies with Nigeria’s Data Protection Act as well as GDPR standards to ensure safety and regulatory adherence.
As CrediSure prepares for its official release, the startup positions itself as a game-changer in Nigeria’s evolving fintech space, bridging critical gaps in credit access through innovation and responsible technology.
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